Buyer Services

Expertise and insight to guide you through the complex real estate process, helping you make informed decisions every step of the way.

I have the tools and training to serve as your local market guide, with information about trends, pricing and availability to give you a competitive edge in finding the perfect home.

Feel confident knowing that a professional is there to help you navigate any unexpected challenges or delays.

You will have a fearless advocate during the entire real estate process, one who is armed with data and negotiation strategies that can lead to winning deals and smooth resolutions.

Offers, showings and more will be coordinated on your behalf, along with connections to necessary vendors like mortgage professionals.

• Help you establish your budget and connect you with a reputable lender to get pre-approved for a mortgage
• Discuss your needs and goals, and plan your property search criteria
• Provide coaching on the best time to buy
• Agree upon the parameters of our working relationship
• Coordinate showings for properties that meet your needs and explain/negotiate features
• Keep you informed of new properties that come on the market that would interest you
• Help you understand the market data for any properties of interest
• Work with you until you find the right home

• Assist in determining your offer, including developing a multiple-offer strategy
• Review and discuss details of the seller’s disclosure
• Apply my expertise in negotiating the offer and contract terms in your best interests
• Facilitate the home inspection and resolution process
• Offer information on reliable contractors and service providers
• Prepare you for closing and the associated costs
• Provide clear and constant communication throughout the transaction

The next stop on your home search? My website and the OneHome Portal. Not only is it an easy way to check out all the available properties in your preferred area, it’s also another way for me to get to know the types of properties that you like. Simply register on the OneHome Portal, and I will receive updates about your activity. Plus, you can save your search for future access, save and share homes you like, and sign up to receive email alerts when new homes that match your criteria come on the market. And thanks to its responsive design, you can do it all from your mobile, tablet or desktop!

• How long has the home been on the market?
• Has the property had any price changes?
• Has the property been under agreement previously?
• Are there multiple offers on the property?
• What is being included in the sale or what may be negotiated as part of the sale?

• What are the market conditions in the area or neighborhood, like “list to sale price ratio?”
• Is the seller offering an assumable loan or seller financing that may be more favorable for you?

Most property sales are contingent on the results of a home inspection, which is paid for by the buyer. The inspection typically occurs within 10 days of offer acceptance, and includes a review of the home’s exterior elements like the roof, siding, trim and windows, as well as kitchen and bathroom fixtures and appliances, and major systems like heating and cooling, plumbing and electrical.

If defects are discovered during the inspection, you may exercise the remedy described in your offer or negotiate with the seller to determine what repairs will be made.

This is a historical review of all legal documents relating to ownership of the property to ensure that there are no claims against the title of the property. It is also recommended that you purchase title insurance in case the records contain errors or there are mistakes in the review process.

As a standard part of the mortgage process, your lender will order an appraisal report to ensure that the loan will be guaranteed by the home’s value.

If it’s requested in the contract, you’ll be given the chance to look at the home to make sure it’s in the same condition as when you signed the sales agreement.

In addition to your deposit and down payment, there are a variety of other costs involved in closing including:

• Loan origination fees, appraisals and reports
• Surveys and inspections
• Mortgage insurance
• Hazard insurance
• Taxes
• Assessments
• Title insurance, notary and escrow fees
• Recording fees and stamps

• Important information and documents are uploaded and stored online in your personal account
• Forms and services related to your purchase can be viewed anytime during your transaction
• Automated email alerts and messaging keep you informed
• Upon closing, your transaction is archived so you can retrieve documents during estate planning renovations, financial planning or tax season

Guaranteed Rate Affinity provides mortgages across the country and features extremely competitive rates, fantastic customer service and a fast, simple process.

Title issues will be researched and resolved before the closing to help ensure your transaction closes smoothly and on time.

A home warranty from American Home Shield® provides an extra measure of security that makes you feel more comfortable and confident in the purchase of your home.

We can connect you with agencies that offer competitive rates on homeowners, condominium, renters, automobile, second home, vacant home and umbrella coverage.

1. The seller of the property you are interested in has offered to pay the commission due from you to me. In this case, your commission obligation to me will be paid by the seller out of funds you pay to purchase the home.
2. The seller has offered compensation consisting of only a portion of the commission you have agreed to pay to me. This would require you to pay any portion of my commission not paid by the seller. Alternatively, you could condition your purchase offer on the seller paying all of your commission obligation to me.

1. The seller has not offered to pay any portion of the commission you would owe to me. In this case, you can include a requirement that the seller pay your commission obligation as part of the offer you make on the property.
2. The seller will not agree to pay a buyer’s agent commission, in which case you would be responsible for my commission.

• Provide you with powerful, personal service
• Assist you in finding the right home and help you negotiate the best possible price and terms for it
• Close the sale in a smooth, timely manner